Most of the time you shouldn't have to remove the clutch when replacing the belt. If you have to remove it, it is not that hard to do. All you have to do is remove the center bolt and if the clutch was install properly with a little persuasion it should drop right down. Your thoughts on the bracket are correct, but that part will is part of the clutch itself and will drop down also. Make sure that that you line up the key on the inside of the clutch and the bracket when you reinstall it.