Thanks for all the info provided. I went in to purchase the Toro SS4200, twin cylinder Kohler for $2599
Took test ride and really liked the thing. Never operated a ZTR before so it was like trying to learn to drive all over again.
Sitting next to it was a MX4260 with a Kawasaki engine. A bit more heavy duty and with a welded deck. Was $3599...a bit more than I wanted to spend. Kept going back to it and asked the guy if he had any flexibility on the MX??? (Never hurts to ask)...He asked me what I would be willing to pay to upgrade to the MX? i said, "Maybe $3200". He said was a bit low but would I go up to $3350, with an extra set of blades, first two services (oil change, oil filter, air filter) on the house. I asked him if he would put it on my trailer...he said after they get it "ready to go" they would load it up and I could cut grass with it this afternoon.
Brought it home 3 hours later, practiced on it for a bit, filled the tank, and cut the grass. I ran it on the slow speed just til I get comfortable with it. It cuts magnificently. Better than any cut of my lawn I have ever gotten with a lawn tractor. I did not mulch, just shot the clippings out the chute and it looks there are no clippings to speak of.
Very happy with my new Toro MX4260 and i believe I am going to love using a ZTR.
I am happy with my deal. I guess it is like buying a new truck. Someone is bound to tell me that I paid to much for it...that's okay, I am happy with my deal and my relationship with the local dealer. They treated me really good, and were a wealth of information. Will need a weed eater/trimmer in coming month (mine requires me to work on it every time I use it) and I will buy that at the local dealer also.