Sounds like your transmission is low on oil. You can do a search. My experience is with an HRB model. There is no way to check the level or fill it without removing it. I really think Honda could have engineered that better.
I have been using the schematics and ordering my parts from CyclePartsNation. Is this your model?:
Robert from Honda used to post good info here but lately seems to be MIA. I wish he would return!