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Gravel cracked the window!

#1

P

pollyannasmum

I just saw a man mowing the lawn across the road with a huge petrol mower and he kicked up some gravel that cracked the window. I hope the occupiers have insurance, or would insurance cover this type of accident?


#2

BKBrown

BKBrown

Questions - Did this guy break his own window ? House or car window? :eek:
Good homeowners should cover it possibly with a deductible.

Suffolk where ? Is that England ? We also have a Suffolk, VA.


#3

JDgreen

JDgreen

pollyannasmum said:
I just saw a man mowing the lawn across the road with a huge petrol mower and he kicked up some gravel that cracked the window. I hope the occupiers have insurance, or would insurance cover this type of accident?
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Anybody stupid enough to break a window by having the discharge chute directed at a window should have to pay for the damage out of their own pocket...homeowners insurance here is usually $250-500 deductible. If the damaged window was not the property of the person that broke it, I hope you were a good citizen and made notes to furnish to the homeowner, or the authorities.


#4

BKBrown

BKBrown

I agree - The guy running the machine that threw the rock should pay (or at least pay any deductible). It may have been a complete accident and the gravel may not have been that noticable and it may be that it is nearly impossible to always keep shute pointed away from windows, BUT the guy should own up to it and pay.


#5

JDgreen

JDgreen

BKBrown said:
I agree - The guy running the machine that threw the rock should pay (or at least pay any deductible). It may have been a complete accident and the gravel may not have been that noticable and it may be that it is nearly impossible to always keep shute pointed away from windows, BUT the guy should own up to it and pay.
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Well said...most mowers have a flexible discharge chute that should deflect thrown items but a lot of people remove them or wire them up to gain closer cuts...I am guilty of that myself.


#6

bakerg

bakerg

JDgreen said:
Anybody stupid enough to break a window by having the discharge chute directed at a window should have to pay for the damage out of their own pocket...homeowners insurance here is usually $250-500 deductible. If the damaged window was not the property of the person that broke it, I hope you were a good citizen and made notes to furnish to the homeowner, or the authorities.
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I have cracked a window by the weed eater shooting a rock, and have put holes in siding with the chute on the mowwer facing away from the house. Stone came out from the opposite side, bounced off the ground and then hit the siding.:confused2: And I did that with the old MTD so don't say it was because I was using a CUT.
Remember if you talk to the wife I only own lawnmowers.:wink:


#7

JDgreen

JDgreen

bakerg said:
I have cracked a window by the weed eater shooting a rock, and have put holes in siding with the chute on the mowwer facing away from the house. Stone came out from the opposite side, bounced off the ground and then hit the siding.:confused2: And I did that with the old MTD so don't say it was because I was using a CUT.
Remember if you talk to the wife I only own lawnmowers.:wink:
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Sure, no problem, we will just refer to you as "Lawnmower Man"...:laughing:

Anybody ever see that movie where the guy sics his hopped up, remote control reel mower on the other guy who was seeing his girlfriend? What a scene!!! :biggrin:


#8

M

Muhammad

Lucky it was only a window and not a person. You really can't overstate the dangers of flying objects being shot out of mowers. Yes, it's true that the discharge chutes do a good job of deflecting most large objects, but then some get through or ricochet. :thumbdown:


#9

bakerg

bakerg

Muhammad said:
Lucky it was only a window and not a person. You really can't overstate the dangers of flying objects being shot out of mowers. Yes, it's true that the discharge chutes do a good job of deflecting most large objects, but then some get through or ricochet. :thumbdown:
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I was mowing around a 4 foot diameter maple when a piece of bark that was laying on the ground ricochet off the ground hit the trunk of the tree and hit me right in the lip and it open.:shocked: Boy did that hurt.:eek:


#10

M

Muhammad

bakerg said:
I was mowing around a 4 foot diameter maple when a piece of bark that was laying on the ground ricochet off the ground hit the trunk of the tree and hit me right in the lip and it open.:shocked: Boy did that hurt.:eek:
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And it probably happened in about 1/3 of a second, too.

I remember mowing around the house once and a little pebble ricocheted off the concrete foundation and hit me right below the eye. From that point forward I started wearing eye protection while mowing. And I pondered the safety justification of a full cab enclosure on any future mower purchase. :thumbsup:


#11

bakerg

bakerg

Muhammad said:
And it probably happened in about 1/3 of a second, too.

I remember mowing around the house once and a little pebble ricocheted off the concrete foundation and hit me right below the eye. From that point forward I started wearing eye protection while mowing. And I pondered the safety justification of a full cab enclosure on any future mower purchase. :thumbsup:
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I have a set of satety singlasses that I wear along with ear muff to keep the noise down. Don't know I good they work when I have my Ipod plugged in me ears though.:confused2:


#12

K

KennyV

Muhammad said:
And it probably happened in about 1/3 of a second, too.

I remember mowing around the house once and a little pebble ricocheted off the concrete foundation and hit me right below the eye.
:thumbsup:
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With the first several mowing after moving snow off the drives... It's good to keep in mind that there is apt to be a lot of gravel rocks and other things in the grass, that was not there last fall... Can't be too careful...
AND a full cab on a mower IS wonderful ... :smile:KennyV


#13

P

pollyannasmum

It 's his own house and he looked a little sheepish when it happened. I'm in Suffolk, England, and I'll be checking my insurance before I mow around our windows as we've got gravel beside the lawn too. We've been lucky so far though I did get hit by a sharp stone thrown up by my strimmer last year.


#14

Blue Corner

Blue Corner

Muhammad said:
And it probably happened in about 1/3 of a second, too.

I remember mowing around the house once and a little pebble ricocheted off the concrete foundation and hit me right below the eye. From that point forward I started wearing eye protection while mowing. And I pondered the safety justification of a full cab enclosure on any future mower purchase. :thumbsup:
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Why is it that flying rocks seem to target only the unprotected parts of my body? Is it just me? It's as if they have radar or some sort of guidance system. :laughing:laughing:


#15

S

Slater

pollyannasmum said:
It 's his own house and he looked a little sheepish when it happened. I'm in Suffolk, England, and I'll be checking my insurance before I mow around our windows as we've got gravel beside the lawn too. We've been lucky so far though I did get hit by a sharp stone thrown up by my strimmer last year.
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Not sure if your insurance works the same and I'm no insurance guru, but I would think even if you had coverage you would want to think if it is worth it before filing a claim. I know a friend had a pipe burst in her unfinished basement, so it really did no damage, but she filed a claim and sure enough, her insurance costs went up over something that was a $15 fix. If it can be fixed relatively cheaply, I don't file any claims. Maybe your insurance companies are better though who knows :smile:


#16

173abn

173abn

I too broke one of my sliding glass doors with a weedeater once.I've got several pairs of safety glasses the only problem I have with them is I'm "hair challenged",nice for bald and the sweat don't have no way to get soaked up before it reaches my eyes.if they made safety glasses with wipers I'd get a pair. russ


#17

S

Smartaleck

Slater said:
Not sure if your insurance works the same and I'm no insurance guru, but I would think even if you had coverage you would want to think if it is worth it before filing a claim. I know a friend had a pipe burst in her unfinished basement, so it really did no damage, but she filed a claim and sure enough, her insurance costs went up over something that was a $15 fix. If it can be fixed relatively cheaply, I don't file any claims. Maybe your insurance companies are better though who knows :smile:
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Insurance companies are the same the world over and, as I'm also in England, I can second these wise words. I'd never claim for anything minor. Besides there is usually at least ｣50 excess before they pay out.


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